I was fortunate enough to retire from civil service in 1995 at 49 years of age. My retirement has been adequate enough that I haven't had to supplement my income with another job, so I have enjoined my retirement by sailing my 44 ft. Ketch, which I have owned since 1994. I am a member of the vallejo yacht club for 22 years, I am on the race committee, I have sailed ( on other fellow members boats) to Cabot San Lucas 4 times, in a crusers rally called the "Baha Ha Ha". I'm in the house that I own for the last. 35 yes. Lifes been good to me. Currently I am lucky enough to be happily involved with a beautiful girl from England, we go to many events all over the west coast, towing a pop up trailer. Scottish games rate highly in my travels, as do state and national parks. I have been to the top of half dome( Yosemite) 6 times, with my 8 hiking buddies. Presently I am enjoying life, love, and the persute of happiness.