Class of 2001
Together, Ed, Ronda, and I went through a hypothetical situation to see how their current savings would last if something were to happen to Ed. We all agreed that Ronda would be forced to go back to work and not be able to spend time raising the kids if something did happen to Ed. I recommended they purchase Ed an additional 250,000 term coverage to help protect their family for the remainder of Ed's planned working years. Although no coverage is without a price we all agreed protecting the family was the most important thing. Ed gave the first months premium and went through the necessary underwriting and was approved. Soon after, the policy was issued and we had set a date to meet to deliver the policy.
The morning we were scheduled to meet, I got a call from Ronda that I would never forget. She was crying and told me Ed passed away yesterday and wanted to see if the coverage was in place. I told her that I would double check and give her a call right back. i though how could this be possible given he had just got a healthy rating within a month and feared the company would give us problems.
I made the necessary calls and confirmed that both policies were in force and called her to tell her this information. I told Ronda I would be here for her to help process the claim and not to worry about the coverage right now and instead to focus on Ed and her family. Later that week I attended Ed's funeral and had met several of his colleagues, family, and friends. Listening to them speak I began to cry realizing how well respected and loved he was. I realized how his family was not going to have financial struggles and could focus on mourning the sudden loss of his life. This is the first time I saw how life insurance can truly have a positive impact on a familyâ€™s life.
I later delivered both of the checks to Ronda and advised her not to make any immediate decisions with these funds, I advised her to be patient and over time as her situation calmed down she could begin to look at how to best uses these funds to take care of her family.
Over the course of the next year I continued to do whatever I could to be supportive of Ronda and her family in any way possible. During this time we've grown extremely close and every time we see each other she thanks me for coming into their lives.
Although Ed's death was sudden and unforeseen his duty of taking care of this family lives on. Ronda now lives near her sister and other family members in Georgia, but we still talk regularly and will be friends for life
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